Group 1 -  Office (Office which is excluding dangerous stocks and any kind of production process), Association, Club (excluding Night Club)

Group 2 -  Retail Shop: Pharmacy, Gift Shop, Mini Mart, Photocopy Shop, Name Card Shop, Stationary Shop, Flower Shop, Grocery Shop,

Camera Shop, Sport Equipment Shop, Auto and Motorcycle Part Shop, Watches Shop, Eyeglasses Shop, including shops located in

Shopping Mall or Department Store

Group 3 -  Servicing Business

      3.1 Health & Beauty: Hospital, Clinic such as Beauty Clinic, Medical Treatment Clinic, Vet Clinic and Dental Clinic

      3.2 Education: Nursery, Computer School, Music School, Arts School, Private or State School, Language School and College

      3.3 Accommodation: Flat, Dormitory, Apartment, Guest House and Condominium with/without Juristic Person

      3.4 Entertainment: Coffee Shop, Small restaurant, Bakery Shop, Ice-cream Shop, Restaurant with Karaoke, Restaurant, Billiards and Snooker Club, Internet Shop, Games Shop and Hotel

      3.5 Other services: Barber Shop or Beauty Salon, Electrical Repair Shop, Engineering Shop, Laundry Shop, Wedding Studio, Photo Shop, Video Rent Shop, Garage or Show Room without painting process

Group 4 -  Factory

      4.1 Beverage (non-alcohol) Factory: Instant Coffee Factory, Drinking Water Factory

      4.2 Metal Factory: Metal Plating Factory, Nail Factory, Metal Window Factory, Aluminum Factory, Metal Product (without wood) Factory, Metal Pressing Factory and Milling (without wood) Factory

      4.3 Pharmaceutical Factory: Soap Factory, Toothpaste Factory, Cosmetic Factory and Medicine Factory

       4.4 Glass/Ceramic/Plate Glass Factory: Glass or Plate Glass or Glass Bottle Factory, Porcelain (with heating process) Factory, Porcelain-related Factory, Sanitary Ware Factory, Cement or Concrete Product Factory

      4.5 Food Factory: Chili Powder Mill (without heating), Fish Ball Factory, Steamed Fish Factory, Dried Fruit (without heating), Macaroni Factory, Sausage Factory, Bread Factory, Glucose Syrup Factory, Egg Products Factory, Fish Sauce Factory, Wheat Flour Mill, Syrup Candy Factory, Glass Noodle Factory, Noodle Factory, Sweet and Candy Factory, Canned Food Factory (without cold room), Tapioca and Jelly Ball Factory and Tofu Factory

Remark: For any inquiry regarding occupancy group, please contact Allianz Ayudhaya General Insurance or the appointed Agent or Broker

• Each policy covers one location only
• This package is for concrete building (class 1) only but excluding shop and stall in congested area and inaccessible for Fire truck.
• The Company reserves the right to exclude the following

   • Property located in high-risk areas and congested areas such as Yaowarat, Sampeng, Chakkrawat, Chum Chon Khlong Toei

   • Stocks of mobile phone or related equipment

   • Businesses related to Gambling, Cabaret, Bars, Night clubs

• The Company reserves the right to underwrite on case by case basis for the following

   • Property with Sum Insured over Baht 5,000,000 located in: Songkhla, Yala, Pattani and Narathiwat

   • The application requesting coverage for stock only for following businesses

      - Apparel/Cloth Shop - Bag Shop - Dress Maker Shop - Book Shop

      - Furniture Shop - Shoes Shop - Buddhist Offerings Shop

• This package can be purchased for a long term period up to 3 years; with a discount of 12.50% for 2 years and 16.66% for 3 years.
• The Company may require a risk survey for some business type and will notify the Insured in advance.
• The Company reserves the right to change the Underwriting Conditions without prior notice.
• The optional additional coverage of Public Liability for Hotel business will be limited at maximum Baht 2,000,000
• The Company reserves the right to underwrite on case by case basis for Flood Coverage in Ang Thong, Lopburi, Nakorn Sawan, Nonthaburi, Pathumthani, Ayudhaya, Singburi, Samut Prakarn and some areas in Bangkok. Please contact Agent or Company Staff before binding cover.
• The Insurance is subject to the Company’s Underwriting Guidelines.

• The applicant should understand the Details, Coverage and Conditions before binding cover.
• The information in this brochure is for advertisement purposes only. All conditions are subjected to the policy wording.
• Premium is in accordance with calculation tools which is provided by the Company.
• The Company is entitled to cancel the policy if false declaration on occupancy by the Insured according to Civil and Commercial Acts no. 865

• Property under care, custody and control